KYC & AML Policy

1. KYC Requirements

To invest on Cubic Token, all users must complete a Know Your Customer (KYC) verification. This requires:

• A valid Color Copy of your CNIC (front and back).
• A live selfie or video verification to confirm identity.
• Proof of residential address (utility bill or bank statement).
• Source of wealth declaration for large investments.

2. AML Monitoring

We employ automated systems and manual reviews to monitor transaction patterns. Any suspicious activity, including large unexplained transfers or multiple small structured transactions, will be reported to the relevant authorities as per Pakistani law.

3. Sanctions Screening

Cubic Token does not provide services to individuals or entities listed on the UN, OFAC, or Pakistani government (NACTA) sanctions lists. All users are screened against these databases during onboarding and on a recurring basis.

4. Data Retention

As required by AML regulations, we maintain records of all KYC documents and transaction history for a minimum of 10 years after the termination of the business relationship.